Twenty-one reasons to become a member. Ten reasons to bring your community.
Membership is $25 a year per adult, children under 18 are free, and your digital card is issued the day you join. We never ask immigration status.
Twenty-one reasons to become a member.
- 1One card, ninety-nine benefits.
Negotiated discounts on groceries, pharmacy, phone, fuel, flights home, money transfers, insurance and more — on one digital card that lives on your phone and is issued the day you join.
- 2It pays for itself many times over.
A typical household saves around $4,560 a year for a membership of $25 per adult. One flight home or one month of remittance fees usually covers the year.
- 3Your whole household on one membership.
Every child under 18 is free. Up to ten adults can share one household membership, each with their own card.
- 4Travel anywhere in the world at the lowest available rate.
The member travel desk finds the lowest fare on flights, hotels and cars — home, or anywhere else — with partner airline discounts on the corridors our communities fly most.
- 5Send money home for less.
Zero-fee corridors and negotiated rates with remittance partners, so more of every dollar arrives.
- 6Access to group insurance.
Life, final-expense, health, auto and property programmes offered through licensed carriers with the buying power of a large membership — cover that is out of reach for a family on its own.
- 7You are never alone in the worst moment.
The Mutual Aid Compact organises help across the network when a family faces a death far from home, a repatriation or a catastrophe — instead of one community passing the hat.
- 8The Consular Desk, free and in your language.
Country-by-country guidance on repatriation, civil records, powers of attorney and lost passports, before you need it and at three in the morning when you do.
- 9Scam Watch protects your family’s money.
Check a notary, an immigration “consultant” or a remittance agent before you pay. Fraudsters target foreign-born households by design; members check first.
- 10Plain-language guides and coaching.
Guides written for the questions our households actually ask, and volunteer coaches with a foreign-born story of their own — career, business, money, settling in.
- 11Free expert help near you, with a warm introduction.
SCORE mentors, Small Business Development Centers, VITA tax preparation, legal aid and community health centres — and members get a named contact and follow-up, not a cold form.
- 12A members’ board that works like a village.
Announcements, urgent cases and coordination with associations across the country and across borders.
- 13Your card follows you across borders.
The network is being built region by region — Americas today, Europe, Asia and Africa opening — so membership travels with you and your family.
- 14We never ask your immigration status.
Not at sign-up, not on the card, not ever. The card is not a government document and shows no status; it shows only that you belong.
- 15Simple, honest terms.
$25 a year per adult, a reminder before every renewal, cancel in one step, full refund within thirty days — and members hear first if the price ever changes.
- 16Weekly offers, delivered to your phone.
Negotiated deals arrive every week by WhatsApp and update automatically on the digital card — no coupons to clip, no codes to remember.
- 17Health, dental and vision programmes written for real families.
Community clinics, telehealth, dental and vision plans and prescription savings, explained in your language and applied for with you.
- 18Everyday essentials cost less.
Groceries, restaurants, fuel, phone and internet, home services and entertainment — the categories a household spends on every week, at member pricing.
- 19Skills, jobs and learning.
Language and career courses, job boards, résumé and interview help, and small-business mentoring for members who want to move up.
- 20Protection for your identity and your home.
Identity protection, roadside assistance and home-security programmes that take the sting out of the moments that go wrong.
- 21A community that celebrates with you.
Through the TAS Foundation, the network stands with families at life’s milestones — a birth, a graduation, a wedding — not only in hardship.
Ten reasons to bring your community.
- 1Stop passing the hat.
A death far from home, a body to bring back, a family with nothing: the Mutual Aid Compact turns each emergency from a solitary collection into an organised response across many associations.
- 2Final-expense and repatriation programmes for your members.
Group programmes designed for the cost of dying far from home, so your community is never again choosing between dignity and money.
- 3Group insurance access no single association can secure.
Life, health, auto and property programmes through licensed carriers, negotiated with the weight of a large membership behind you.
- 4Every benefit of membership for every family you bring — children free.
Ninety-nine benefits, one card per adult, $25 a year — your families keep money in the community instead of paying full price alone.
- 5Your association keeps its name, its leadership and its independence.
The Compact is a commitment between independent associations, not a merger. No control of your funds, your board or your decisions — ever.
- 6A seat in a network that crosses borders.
Coordinate with associations across the country and on other continents; help arrives from the network, not only from your own members.
- 7A named contact and real support.
One person at Together and Stronger for your association, enrolment sessions run with you in your language, and a members’ board for announcements and urgent cases.
- 8Tools that make your leadership easier.
Scam Watch alerts for your community, the Consular Desk for every country, free-help directories and guides you can hand to any family the same day.
- 9A voice at scale.
Forty-five million people in the United States have a foreign-born story. Together, communities are heard by carriers, merchants, airlines and public officials in a way no single association can be — and each community that joins strengthens the next negotiation.
- 10Nothing to pay, nothing to hide.
There is no fee for an association to join the Compact, membership is paid by each household directly, exclusivity is never required, and immigration status is never asked — of anyone.
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Savings figures are typical estimates; each benefit shows its live status on the benefits catalogue and final rates come from each signed partner agreement. Insurance programmes are offered through licensed carriers. The Mutual Aid Compact is not insurance.