Home / Protection & Insurance

Protection & Insurance

So that no family is left alone with the bill.

Life and final-expense cover, repatriation support, home, renters and auto protection, and identity and fraud protection — arranged through licensed carriers and explained in your language.

Life and final expense

Group-rate life and final-expense cover arranged through licensed carriers, so that a family can bring a loved one home and settle what must be settled without falling into debt.

  • Final expense and repatriation
  • Term and permanent life
  • Guaranteed-acceptance life

Home, renters and auto

Homeowners, condo and renters cover, auto insurance and protection for RVs, boats and motorcycles, through licensed carriers.

Identity and fraud protection

Identity protection, a fraud helpline and device security protect the household from the scams that target families with a foreign-born story.

Scam Watch

The Mutual Aid Compact

When a family faces a cost no household can carry alone, member associations can stand together through a written, standing commitment. The Compact is not insurance and creates no right to payment.

Read the Compact

Member programmes in this area

16 programmes from the catalogue. Each shows its status: live today, or opening as its partner agreement is signed.

Final expense & repatriationInsurance

Final expense & repatriation

Guaranteed-issue cover that pays the funeral home directly, here or at home. Bringing someone home is one of the heaviest costs a family can face, and almost no household has it ready.

Opening soon
Term lifeInsurance

Term life

Group-rate term cover through the association, up to a fixed amount without a medical exam on some tiers.

Opening soon
Permanent lifeInsurance

Permanent life

Fixed-premium whole-life cover that builds value for the family.

Opening soon
Guaranteed-acceptance lifeInsurance

Guaranteed-acceptance life

No-exam cover for members who have been refused elsewhere.

Opening soon
Auto insuranceInsurance

Auto insurance

Carriers that write for foreign licences and thin credit files, without the penalty rate.

Opening soon
Homeowners, condo & rentersInsurance

Homeowners, condo & renters

Member rates for owners and renters, through licensed carriers.

Opening soon
RV, boat, motorcycle & manufactured homeInsurance

RV, boat, motorcycle & manufactured home

Specialist cover for the vehicles and homes mainstream carriers overlook.

Opening soon
Long-term careInsurance

Long-term care

Customisable long-term-care options for the parent you may one day care for.

Opening soon
Hospital indemnityInsurance

Hospital indemnity

Cash benefits when a hospital stay puts a household under.

Opening soon
Pet insuranceInsurance

Pet insurance

Member rates on cover for the family pet, through licensed carriers.

Opening soon
Retirement income & annuitiesInsurance

Retirement income & annuities

Supplemental retirement income products that work whether you retire here or at home.

Opening soon
Scam WatchProtection & legal

Scam Watch

Alerts on the scams targeting our communities, sourced from the associations themselves.

Live
Labour rights & wage protectionProtection & legal

Labour rights & wage protection

What you are owed, who to report to, and a worker centre or legal aid that speaks your language.

Live
Vetted legal helpProtection & legal

Vetted legal help

A first consultation at a member rate with an attorney we have vetted, in your language.

Opening soon
Identity protectionProtection & legal

Identity protection

Monitoring and recovery for the identity theft our members are most exposed to — ITIN and Social Security misuse.

Opening soon
Fraud helplineProtection & legal

Fraud helpline

A free helpline and resources for members who suspect a fraud.

Opening soon

See all 99 programmes

Questions, answered plainly

Do you sell insurance?

No. Together and Stronger is not an insurance company and does not sell, issue, solicit or administer insurance. Insurance mentioned here is offered through licensed carriers.

Stronger together, starting today.

Join in a few minutes. Your card arrives immediately, children under eighteen are always free, and no one ever asks about immigration status.